Banking & Co-operative Societies
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Banking & Co-operative Societies
Banks and co-operative societies operate in one of the most closely regulated and sensitive sectors. we specialize in offering tailored audit, compliance, and advisory services to urban banks, credit co-operatives, Nidhi companies, and other financial institutions.
Our deep experience in concurrent audits, RBI compliance, risk assessment, and internal control reviews enables us to support your institution in building trust, improving transparency, and aligning with regulatory expectations. From day-to-day transaction review to governance advisory we ensure your books and processes stay in control.
Our team is trained in handling large volumes of financial data, performing audit sampling in live banking environments, and generating insightful reports that management and regulators can rely upon. From loan disbursement processes to deposit compliance, from inspection preparedness to KYC adherence we bring clarity to complexity and reduce regulatory risk.
What sets us apart is our ability to work as true partners with boards and audit committees. We don’t just point out non-compliance; we help fix it. We assist in resolving audit objections, developing SOPs, and ensuring that every transaction and process aligns with the institution’s long-term vision. Whether you’re a small credit co-operative or a multi-branch urban bank we help you serve your members better, with confidence and control.
Our specialized strengths
Serving the banking and co-operative sector requires precision, regulatory awareness, and deep process understanding. our experience with co-operative banks, credit societies, and Nidhi companies allows us to deliver targeted audit and compliance services that are aligned with RBI norms and co-operative statutes. We focus on both day-to-day operations and long-term governance, helping institutions maintain member trust while staying fully compliant.
Frequently Asked Questions
A concurrent audit is a real-time review of banking transactions to ensure compliance with RBI norms and internal policies. It detects issues early and avoids regulatory non-compliance.
Yes. As per state co-operative laws and the Multi-State Co-operative Societies Act, statutory audits are mandatory and must be performed by qualified CAs.
We help prepare necessary documents, audit trails, and financial data for smooth inspections. We also resolve previous audit objections and strengthen weak areas.
Yes. Our team is trained to audit CBS entries, loan modules, and transaction trails, ensuring consistency between physical records and system reports.
Absolutely. We conduct internal control testing, process reviews, and gap assessments to reduce risk of misappropriation, KYC lapses, or documentation fraud.
Looking for Reliable CA Services? Let’s Talk!
Need a consultation? Call us today at +91 261 2532316 / +91 7202029246 or email us at info@cajaps.in
Empowering growth with clarity and compliance since 2015. JAPS & Co. — your trusted partner for audit, tax, finance, and NGO advisory.
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